Credit cards abroad
No FX markup makes spending and withdrawals cheaper. Also compare ATM fees by region.
FX markup is the extra percent the issuer adds to purchases and withdrawals in another currency. The list includes cards with at most 0.5% markup that are also tagged for travel.
Avida Black has 0% FX markup and no annual fee, plus travel insurance when the trip is paid with the card. FOREX Kreditkort also has 0% markup and travel insurance, with a 225 SEK annual fee.
ATM withdrawals often cost a flat fee even when the markup is zero. Compare that fee if you need cash.
Estimate travel cost
A rough sketch of FX markup and fixed ATM fees - not a binding quote.
| Card | FX markup | ATM fees | Total (estimate) |
|---|---|---|---|
| Avida Black | 0 kr | Info missing | 0 kr |
| FOREX Kreditkort | 0 kr | Info missing | 0 kr |
| Bank Norwegian-kortet | 199 kr | 0 kr | 199 kr |
| SAS Amex Classic | 200 kr | Info missing | 200 kr |
Illustrative example. Percentage ATM fees and special terms are not included - read the card price list.
Matching cards
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Common questions
Which credit cards have no FX markup?
Avida Black and FOREX Kreditkort have 0% FX markup and are tagged for travel.
Is Avida Black free to use abroad?
The annual fee is 0 SEK and the FX markup is 0%. Withdrawals can still have a fee. If you do not pay the statement in full, interest applies.
Does 0% markup make the card the cheapest?
No. The annual fee and ATM fee can cost more than the markup on a card you rarely use abroad.
Hitta Kreditkort may earn commission if you apply via the site's links. Hitta Kreditkort does not issue credit cards. Ranking is based on fees and perks, not commission.